During this hearing in April before the judge, the plaintiff's attorney clearly agreed to file summary judgement documents with the court within 14 days in order to win their suit against me. They failed to comply with this simple task. Again.
If you remember, they had their chance over a year ago, but their then-lawyer kicked the bucket (literally) so nothing happened. The court gave them this second chance (really third, since, when we had our 2024 hearing, it was in response to a previous delayed action on their part from 2022 causing the court to issue a sua sponte notice...see below) and they totally blew it!
Of course I'm no lawyer, but, as I understand it, this week's ruling is a dismissal "without prejudice" which usually means that the plaintiff could re-file the claim again in the future but, and this part may be quite relevant, only if it's within the statute of limitations. As I see it, and again, I'm no lawyer but I do know the statute of limitations when it comes to civil suits such as this, they had a five year window. If I'm right, that has now well expired as the clock started ticking once collections began on my (alleged) debt and that was at least June of 2019. By my accounting, and I'm using conservative accounting here -- their chance ran out as of June of 2024. Basically, they dragged their ass so fucking long, they shot themself in their own foot over a fucking filing technicality!
Okay BofA -- You're now the last one standing. Bring it on.