Veruca Report 2025


Money makes the world go around
The world go around
The world go around
Money makes the world go around
It makes the world go 'round

The Money Song from Cabaret -- Harold Hastings and Joel Grey

These reports have traditionally been completed in December but I figure the info will be about the same then as they are now and I had the time today so, eh, let's go. Plus, it's been a hot minute. I mean, the last one was February 2024? The Spartan Boy was still cock of the walk then and now he's dust so...let's get on with the show -- Savory Sam's the slick willy now boys...


Capital One Savor One Platinum MASTERCARD
Credit Limit: $3,000
Opened: August 2023
Current Balance: $811.82
APR: 29.74%

Capital One Quicksilver Platinum MASTERCARD
Credit Limit: $500
Opened: May 2024
Current Balance: $45.74
APR: 28.99%

Credit One Bank AMERICAN EXPRESS
Credit Limit: $1,000
Opened: February 2023
Current Balance: $31.80
APR: 28.24%


Amazon Prime Store Card by Synchrony Bank
Credit Limit: $500
Opened: October 2024
Current Balance: $125.25
APR: 29.99%

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FICO SCORE (Per Capital One's CreditWise widget on their website): 576


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Cash: $12.00 (and some assorted coins)
Ally Bank Checking (APY 0.10%): $1,952.39
Ally Bank Savings (APY 3.4%): $2,016.88

Charles Schwab Retirement IRA
Alger Focus Equity A (ALAFX): $14,072.24
Schwab 1000 Index (SNXFX): $5,875.70
Schwab Fundamental US Large Cap (SFLNX): $5,999.23
Schwab S&P 500 Index (SWPPX): $21,063.70
Mutual Funds Total: $47,010.87

2013 Chevrolet Spark (~40,000 miles): $4,865