She works hard for the money
So hard for it, honey
She works hard for the money
So you better treat her right
She Works Hard for the Money - Donna Summer
Major Credit Cards:
BankAmericard Cash Rewards VISA
Credit Limit: $15,000
Opened 8/11
Current Balance: $484.98
APR: 17.99%
Annual Fee: $39
Fairwinds Credit Union Platinum Rewards VISA
Credit Limit: $5,000
Opened 3/12
Current Balance: $0
APR: 18.00
Chase Amazon Prime Rewards VISA
Credit Limit: $7,000
Opened: 6/12
Current Balance: $290.15
APR: 22.24%
DISCOVER More Card
Credit Limit: $17,200
Opened: 9/12
Current Balance: $0
APR: 23.99%
Citi Simplicity VISA
Credit Limit: $7,300
Opened 12/12
Current Balance: $0
APR: 17.99%(0% Promo rate active until 8/18)
Citi Double Cash Rewards MASTERCARD
Credit Limit: $7,200
Opened: 11/14
Current Balance: $0
APR: 19.99%
First National Bank of Omaha AMERICAN EXPRESS
Credit limit: $5,500
Opened 12/12
Current Balance: $0
APR: 16.74%
Barclay Bank Choice Privileges VISA
Credit Limit: $15,000
Opened: 2/14
Current Balance: $0
APR: 20.99%
AMERICAN EXPRESS Blue Cash Preferred
Credit Limit: $15,000
Opened: 10/15
Current Balance: $737.31
APR: 13.99%
Annual Fee: $95
Walmart MASTERCARD
Credit Limit: $8,000
Opened: 10/15 as MC
Current Balance: $79.15
APR: 23.15%
Merchant Lines of Credit:
Dell Financial Services
Credit Limit: $3,000
Opened 11/11
Current Balance: $0
APR: 0% if paid in 12 months.
Credit Utilization:
Total Credit Line: $105,200
Total Credit Debt: $1,591.59
Credit Utilization: 1.5%
Credit Scores:
TU FICO: 724, EQ FICO 732, EX FICO 735 (AMEX EX FICO says 715),
Credit Karma: TU: 797, EQ: 807
Assets:
2013 Chevrolet Spark, 19,284 miles, Cond. Very Good
Kelley Blue Book Trade-In Value: $5,000
Investments:
OneAmerica 403b: $32,553.26
Savings:
Discover Bank @ 1.2% APY: $4,696.93